Ben Affleck Could Lose His ‘Batman’ Role Due to Post-Rehab Insurance Costs, Experts Say
”More than likely the studio will replace him because the insurance costs are going to go through the roof,“ a representative with a completion bond company told TheWrap
Ben Affleck’s future playing Batman on the big screen may be over — in part because the cost of insuring him may have gotten too steep, multiple industry insiders told TheWrap.
The actor, a recovering alcoholic who checked himself into rehab last week for the third time in the last two decades and the second time in just over a year, may have priced himself out of a pricey tentpole studio movie like Warner Bros.’ upcoming “The Batman.”
“More than likely the studio will replace him because the insurance costs are going to go through the roof,” a representative for a completion bond company told TheWrap.
“He would be bondable, but the deductible would be really high, probably the budget of the film,” the bond company insider added.
The bond company insider said insurers might only demand half of the film’s budget set aside in escrow as a deductible — which could still add up for Warner Bros. since the production budget on Affleck’s 2017 Batman appearance, “Justice League,” was around $300 million.
If a “Justice League” sequel moved forward at that price with Affleck attached, the insider said, the deductible could drive the budget up to $450 million — before marketing expenses.
Affleck would not be the first star to face issues getting bonded — a requirement of 99 percent of studio films, in which insurers provide monetary payouts in the event of unforeseen problems involving the director or top stars that result in the suspension or cancellation of production.
Robert Downey Jr. faced similar issues in the late ’90s and early 2000s due to his past substance abuse and legal issues. Mark Burg, the producer of the 1998 Robert Altman indie “The Gingerbread Man,” told the L.A. Times that the insurance premium for Downey would have cost the production $1 million on a film with a budget of less than $30 million.
“I could not afford to hire Robert Downey Jr. if I had to pay that exorbitant premium, so I basically just gambled, took a shot,” Burg said, noting that he shot the film without insurance.
On Downey’s 2003 film, “Gothika,” producer Joel Silver held onto 40 percent of the actor’s salary as insurance, according to the N.Y. Times. And Mel Gibson paid Downey’s insurance bond himself so the future “Iron Man” star could appear in his 2003 film “The Singing Detective,” according to Entertainment Weekly.
Insiders suggested that Affleck may have to follow Downey’s example and pursue lower-budgeted indie films for a while before insurers will bet on him for major studio releases at a reasonable rate.
“A track record of completing projects without incident, that would likely show the underwriter that the risk has gone down and would likely lead to them lowering premiums and the cost of the bond on future projects,” said Joseph Balice an attorney at Brutzkus Gubner in Los Angeles who specializes in insurance and bond products.
Affleck recently completed two films for Netflix without incident, J.C. Chandor’s “Triple Frontier” and Dee Rees’ “The Last Thing He Wanted.” Neither of those films had higher insurance due to his past rehab stints, according to an individual with knowledge of Affleck’s situation.
But the risks increased with his latest trip to rehab — so soon after his last intervention. “Anytime you have an event that is going to change the risk, you would expect to have an increase in the premium,” the attorney said. “The greater the risk the greater the premium.”
Affleck’s return to a film set would also likely come with some pretty serious conditions. According to the bond company rep, the star would have to not only pass a medical exam but also take a daily drug test on set every day administered by a doctor or doctors chosen by the insurance company.
“Financiers and producers are going to want to see some evidence that his recent round of therapy was effective and that there are going to be some steps taken that he will be sober on his next project,” a top dealmaker in content financing told TheWrap.
“Maybe hiring a sober monitor?” the individual added. “Affleck will have to be on his game on his next project.”
One thing that Affleck does have in his favor is that Hollywood — and fans — love a comeback story.
“In the grand scheme, Affleck has a proven track record of critical and commercial success,” the attorney said. “I would expect that there will still be a market for him as an artist.”
Every DC Comics Movie Ranked, Including 'The Suicide Squad'
Films based on DC properties go back nearly a century to those ancient Batman and Superman serials. That's a lot of history -- how does James Gunn's violent and hilarious "The Suicide Squad" stack up against everything that's come before?
39. "Jonah Hex" (2010)
Despite the efforts of Josh Brolin and Michael Fassbender, this is one of the worst comic book movies of the modern era.
38. "Superman IV: The Quest for Peace" (1987)
Christopher Reeve is by far the best Superman. But "Superman IV" is a bomb in every sense -- partly because of its heavy-handedness about bombs. Nuclear bombs. The film finds Superman trying to eliminate the world's nuclear threat, but his best intentions run afoul of a silly, badly dated villain named Nuclear Man.
37. "Supergirl" (1984)
We had a female-superhero movie in 1984, and it was pure cheese. But hey, at least they tried. The best thing I can say about it is there are worse things in life than this movie.
Best known as "the one Shaq was in back when he tried acting," "Steel" is pretty bad. But the fun kind of bad.
34. "Justice League" (2017)
The Joss Whedon cut of "Justice League" is a disaster on so many levels before we even talk about Superman's weird CGI mouth.
33. "Man of Steel" (2013)
Could have been worse, I guess. But it's still morally gross and has a plot that doesn't make sense. That it's very pretty to look at doesn't override those things nearly enough to make it watchable.
32. "Joker" (2019)
This is not a good characterization of the Joker as a human being, and aside from that it's just a soulless, meaningless experience.
31. "Catwoman" (2004)
Thoroughly horrible, but somehow amusing even so. Sad that it's seemingly been swept into the litter box of history.
30. "Batman & Robin" (1997)
Rightly hated, but it's tremendously entertaining here and there. Uma Thurman and Arnold Schwarzeneggar are going so far over the top I can't help but admire them.
29. "Superman III" (1983)
Featured a brilliant corporate rip-off -- one later referenced in "Office Space" -- but the attempt to funny things up with the addition of Richard Pryor didn't gel. There was also a weird bit about a weather satellite creating bad weather, which isn't what weather satellites do. Seeing Clark Kent fight Superman was pretty cool, though.
28. "Green Lantern" (2011)
Overreliance on cartoony visual effects during a period when big blockbusters were moving away from that aesthetic meant this was a movie nobody liked. Not that it was especially horrible. It just looked like a dumb cartoon and is hard to watch.
27. "The Dark Knight Rises" (2012)
Probably wasn't intended to be a grim and gritty Shumacher Batmovie, but that is indeed what it is. This is Nolan going full Hollywood, smashing plot points into place by sheer force of will rather than because they make sense. An extremely theatrical Tom Hardy as Bane is amusing front to back, and a nuke with a countdown clock on it will never get old.
26. "Batman v Superman: Dawn of Justice" (2016)
A total mess that hates Superman and turns Batman into a total maniac. None of those things are good. Ben Affleck can't save the thing, but he's excellent nonetheless and gives it a huge bump it probably doesn't deserve.
25. "Watchmen" (2009)
I have no particular affection for the revered "Watchmen" comic the way a lot of other nerds do, so my distaste for this adaptation isn't personal. It just doesn't add up to nearly as much as it thinks it does.
24. "V for Vendetta" (2006)
Felt nothing watching this. I tried, OK. It's impeccably made, though, and very watchable.
Giving this its own slot because it fundamentally changes the narrative of the movie and the character of Superman in the DC Extended Universe. This version is still not great (especially at three freaking hours), but it's a monumental improvement over the theatrical version.
21. "Red 2" (2013)
Did you even know these were comic book movies? Whatever, it's a great cast in a serviceable action movie and everybody's having a good time. Hard to remember, but fun.
20. "Red" (2010)
Better than its sequel, but they're basically the same.
19. "Batman" (1989)
Fondly remembered mostly because it was the first Batmovie in a couple decades. It isn't actually very good, though. The reveal that a younger version of the Joker killed Bruce Wayne's parents is as hamfistedly dumb as it gets in a "Batman" movie.
18. "Superman Returns" (2006)
Actually a pretty decent attempt by Bryan Singer to do a Christopher Reeve "Superman" movie in the present day, but Brandon Routh couldn't pull off the charisma it takes to be the Man of Steel. It was his first movie, so that's not surprising. But it's a shame, because Routh has gotten much better in the years since.
17. "Batman: Mask of the Phantasm" (1993)
Remember that time they released a "Batman" cartoon theatrically? It gets lost amongst all the live-action ones, but "Mask of the Phantasm" is better than most of them.
16. "Superman II" (1980)
Made kids everywhere cry as they watched Superman give up his powers for a normal life with Lois Lane (Margot Kidder). There are different edits of this movie, and we frankly can't keep them straight. But the sight of a powerless Clark getting beat up in a diner made Superman as sympathetic as he's ever been.
15. "Shazam" (2019)
It’s just so much fun! It’s a blast to watch, and is just a really nice celebration of the good parts of humanity. “Shazam” is a movie that simply feels good to watch.
14. "Wonder Woman" (2017)
Has the standard origin movie problem of "too much story, not enough time." And the standard DC Extended Universe problem of "We gotta have a nonsensical CGI battle at the end." But despite those caveats it's an enormous delight, and a big step forward for the DCEU.
13. "Birds of Prey" (2020)
This film is sensory overload, but (mostly) in all the right ways. And it's got the best action we've ever seen in any DC or Marvel movie. This would be a top 5 DC flick easily if the storytelling wasn't such a huge mess.
12. "Wonder Woman 1984" (2020)
Patty Jenkins' has the same sort of qualities that made "Superman: The Movie" so appealing. It's earnest, sincere and serious, but not silly or gritty or full of irony.
11. "Zack Snyder's Justice League" (2021)
It's obnoxiously long and actually makes less sense than the theatrical cut. But this is still the quintessential Zack Snyder experience -- and thus it is just such a cool movie to watch. What it lacks in brains it makes up for with sheer audacity.
10. "Batman Forever" (1995)
Hits just the right tone for what Joel Shumacher was trying to do with the two films he directed. Tommy Lee Jones, as Two Face, is doing stuff in this movie that is hard to believe even today, given his perpetual sour face in nearly every other movie he's been in.
9. "The LEGO Batman Movie" (2017)
Funny, sweet and self-deprecating -- exactly what we needed in the wake of the disaster that was "Batman v Superman."
8. "The Dark Knight" (2008)
Should be way shorter, but Heath Ledger's Joker is far and away the best villain in any of these movies. Ledger elevates what would otherwise be just another self-indulgent Christopher Nolan exercise into an endlessly watchable picture.
7. "Superman: The Movie" (1978)
This is the gold standard of Superman movies, and was the best superhero movie bar none for many, many years. John Williams' score soars, and so does the believable and compelling romance between Superman and Lois Lane. The film convincingly blended camp (in the form of Gene Hackman's wonderful Lex Luthor), an epic origin story that actually felt epic, and funny lines. The scene in which Supes and Lois fly together is one of the most beautiful metaphors for new love ever captured on film.
6. "Batman Returns" (1992)
One of the best of the franchise because it's really just a political thriller. The Penguin emerges from the sewer and runs for mayor of Gotham! It's great stuff, especially as we continue to watch the rise of Trump in our world.
5. "Constantine" (2005)
A happy balance of serious and ridiculous, manages to find exactly the right tone for this weird religious fantasy and a cast led by Keanu Reeves. They all seem to get it.
4. "Batman: The Movie" (1966)
Has a timelessness that none of the other films do, and it's just a delight from beginning to end thanks to Adam West's winking Batman and the coalition of villains who can't stop cackling maniacally. Watching it again recently, I found it functions almost perfectly as a parody of the super-serious Christopher Nolan Batfilms, which is incredible.
3. "Aquaman" (2018)
It's not often that we get a comic book movie that is: full on ridiculous; loves how ridiculous it is; and is made with skill by a legitimately great filmmaker. James Wan's "Aquaman" is all of that, and it's just a wonderful experience.
2. "Batman Begins" (2005)
The most complete film, on its own, in the entire live-action franchise. It's just, like, a regular movie... except it's about Batman. It has actual characters and everything, and Christian Bale's Bruce Wayne even has emotions. It's weird.
1. "The Suicide Squad" (2021)
After Disney caved to a bad faith campaign to have director James Gunn fired, Gunn responded by making one of the best and most raw comic book movies ever. It's gross, funny, mean and heartfelt -- this is the work of a director at the very top of his game.
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James Gunn’s cynical action flick is a blast, but how does it stack up against the other great movies based on DC Comics?
Films based on DC properties go back nearly a century to those ancient Batman and Superman serials. That's a lot of history -- how does James Gunn's violent and hilarious "The Suicide Squad" stack up against everything that's come before?
