John Oliver Throws Cold Water on Flood Insurance (Video)

John Oliver turned his focus to flood insurance on Sunday, blasting the industry’s clearly broken system in the wake of Hurricanes Harvey and Irma.

For starters, FEMA’s flood-plain maps aren’t close to perfect — as Texans recently found out — leaving many of those affected without protection. And then there is the tax-payer liability — yeah, we’re the ones that pay after the worst floods strike. Your insurance company is actually taking these Acts of God to the bank, leaving the government and its subsidizers (us) to bear the burden.

“For insurance companies: the bigger the disaster, the more they stand to profit,” Oliver said last night on HBO. “And that is a business model not usually seen outside of Nicolas Cage’s career.”

Also Read: John Oliver Points Out Hypocrisy of Academy Booting Harvey Weinstein (Video)

Later, Oliver made fun of Fox’s John Stossel for a bit. So that was fun, too.

Throughout the show’s main segment, the “Last Week Tonight” host battled with a “Tostito-addicted seagull.” Stick around for their touching moment at the end. Much like a beach bird digesting a corn tortilla chip, it pretty quickly turns to s—.

Watch the video above.

Emmys: Biggest Snubs and Surprises, From 'Stranger Things' to Ann Dowd (Photos)

"The Handmaid's Tale" won big at the 2017 Emmy Awards on Sunday, while "Stranger Things" was not so lucky.
Netlfix, Hulu, Getty Images
Surprise: Ann Dowd ("The Handmaid's Tale")

The outcome of the Outstanding Supporting Actress in a Drama category dropped some jaws this year, given the fierce competition. Ann Dowd, also nominated in 2017 for her guest-actress role in "The Leftovers," was seen as a surprise pick over such prominent names as Chrissy Metz, Thandie Newton and Millie Bobby Brown.
Getty Images
Snub: "Stranger Things"

The Netflix hit came into the Emmys with 18 nominations and was seen as a possible contender for top drama series. But while it prevailed in five below-the-line categories, it was snubbed in all the major categories.
Netflix
Surprise: "Black Mirror: San Junipero"

There's no question that "Black Mirror" is having a moment, but it was certainly up against tough competition for Outstanding Television Movie, notably star-filled "The Wizard of Lies" and last year's winner, "Sherlock." This was one of two prizes in the night for "Black Mirror."
Netflix
Snub: "Feud: Bette and Joan"

The FX project's 18 nominations led the way for all limited series this year, but while it took home two trophies at last weekend's Creative Arts ceremony, the Ryan Murphy-created show lost all 10 of the categories it was up for on Sunday.
TheWrap
Surprise: Donald Glover ("Atlanta")

Donald Glover topped two-time winner Jeffrey Tambor ("Transparent") for his first Emmy, which takes the sting off "Atlanta" missing out on upsetting "Veep" for best comedy.
Getty Images
Snub: "Westworld"

The HBO series led the way with 22 nominations but lost in all of its categories on Sunday, making do with five Creative Arts wins.
HBO
Surprise: "The Handmaid's Tale"

Outstanding Drama Series was likely the most-debated category heading into the ceremony, without any clear frontrunner. But the fact that "The Handmaid's Maid" topped such popular shows as "Stranger Things" and "This Is Us" made for quite a memorable win.
Hulu